AA Universal Technologies  offers a full range of  fair pricing for Credit Card Processing through a merchant service processor “Capital Bankcard”  With their help, we are able to handle all major credit cards, debit cards, as well as ACH check deposits, loyalty programs, and cash advances.


  • No Contracts
  • No Early Termination Fees
  • No Minimum Monthly Fees
  • No Merchant Terminal Leases
  • No Setup Fees
  • No Annual Account Fees
  • No Application Fees
  • No Gimmicks, Games, or Tricks
  • Annual PCI Fee of $99 
  • Monthly Statement fee of $7.00

We can fully integrate with most Point Of Sale (POS) Systems. If you don’t have a POS system, we can provide one or source one for you. Just let us know some of the key features you need, and we will match equipment and software to your needs. 

As a client of AA Universal Technologies you will receive honest, clear-cut answers to your questions from trained professionals whose knowledge and experience are unmatched in the industry. Working with AA Universal Technologies allows you to have greater flexibility in developing your merchant account; you will have a dedicated agent who is knowledgeable about the industry as a whole, as well as the products and services that will best fit the needs of your business.