GraphicFlorida Credit Card Processing Made Simple


AA Universal Technologies, located in Pompano Beach, offers a full range of FL Credit Card Processing through a merchant service processor “Capital Bankcard”  We are able to handle all major credit cards, debit cards, as well as ACH check deposits, loyalty programs, and cash advances. 


  • No Contracts
  • No Early Termination Fees
  • No Minimum Monthly Fees
  • No Merchant Terminal Leases
  • No Setup Fees
  • No Annual Account Fees
  • No Application Fees
  • No Gimmicks, Games, or Tricks
  1. The only two fees we can’t get rid of, even if you don’t use your merchant account is our yearly PCI Fee of $99, and a monthly statement fee of $7.00
  2. If you want to the use of a credit card terminal without having to purchase one, we can provide one for you. The cost of this program is $99 per year, with a 35 cent batch fee. The Merchant Terminal will need to be returned if you decide to close your account.


We can fully integrate with most Point Of Sale (POS) Systems. If you don’t have a POS system, we can provide one for you. Just let us know some of the key features you need, and we will match equipment and software to your needs.


As a client of AA Universal Technologies you will receive honest, clear-cut answers to your questions from trained professionals whose knowledge and experience are unmatched in the industry. Working with AA Universal Technologies allows you to have greater flexibility in developing your merchant account; you will have a dedicated agent who is knowledgeable about the industry as a whole, as well as the products and services that will best fit the needs of your business.